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Owner finance

$275,000

301 S Broadway Ave

Sylacauga, AL 35150

Beds10
Baths6
Sq ft4,354
Year built1888
Rent estimate$796/mo
Listed by

Stephanie Harvel, RealtySouth - The Jones Company · (256) 267-7065

What the listing says

A rare opportunity to own one of Sylacauga's historic treasures. Built in 1888, the distinguished Eugene Smith House sits on 0.43 acres in the heart of downtown and offers 4,354 sq ft of timeless architecture featuring 10 bedrooms, 6 bathrooms, 5 original fireplaces, 2 full kitchens, 3 HVAC systems, a lifetime roof, an unfinished basement, and a 2-car carport with an enclosed workskop area. Once home to the prominent Smith family, this grand residence was renowned for elegant social gatherings before being thoughtfully converted into apartments to provide housing for families displaced by the Sylacauga tornado of the 1930s. Zoned for residential or commercial use, it offers endless possibilities from a stately private residence to a boutique business, bed & breakfast, event venue, or investment property. Kitchen appliances remain. Owner financing available with $40,000 down and $2,500/month for up to 2 years. Select photos have been virtually staged using AI to show its potential.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

18,731 sq ft

HOA

None

More owner-financed homes near Sylacauga

Questions about owner financing in Sylacauga

What is owner financing for 301 S Broadway Ave?

Owner financing means the seller of 301 S Broadway Ave acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Sylacauga, AL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Sylacauga home?

There is no standard down payment. The seller of this Sylacauga home sets their own, and it is negotiable. Ask the seller or their agent.

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