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Owner finance

$568,000

3101 Ashington Ln

Birmingham, AL 35242

Beds4
Baths4
Sq ft2,853
Year built1995
Rent estimate$3,064/mo
Listed by

The owner (for sale by owner, no agent) · (205) 569-4248 (from the owner's listing)

What the listing says

Welcome Home Not Just a Dream Home, but a Place Where Dreams Can Grow Location. Lifestyle. Opportunity. Located in the desirable Brook Highland community, this spacious home offers a combination of convenience, comfort, and long-term lifestyle value. Enjoy an easy commute to downtown employment centers including UAB and surrounding business districts while returning home to a neighborhood known for its amenities and established character. Residents enjoy access to extensive recreational opportunities including tennis, swimming, nearby golf, and community spaces. Combined with highly regarded schools and a family-oriented environment, Brook Highland offers an outstanding setting to live, work, and grow. The Home Timeless Construction & Flexible Space Four-sided red brick exterior Approximately 2,853 sq ft above the basement Built on a concrete basement foundation Large deck and generous outdoor living areas Opportunity for future expansion through basement finishing or enclosed outdoor spaces (subject to buyer verification and approvals) Beautiful Outdoor Setting Approximately 0.45-acre corner lot Mature landscaping with lawn, flowers, and fruit trees Spacious backyard with room for future outdoor enhancements Updated LED lighting Major Systems Roof possibly around 10 years old Two HVAC systems approximately 10 years old Interior Features Kitchen Solid oak flooring Granite countertops Large cooking island Cooktop Wet bar Double ovens Updated LED lighting Breakfast Area Bright three-panel window overlooking backyard Solid oak flooring Decorative lighting Formal Dining Room Crown molding Decorative lighting Solid oak flooring Living Room Gas/wood-burning fireplace Crown molding Solid oak flooring Front Foyer Elegant entry Decorative lighting Solid oak flooring Main-Level Guest Bath Granite countertop Oak flooring Updated fixtures Main-Level Primary Suite Spacious layout Updated flooring (approximately two years old) French doors opening to deck Primary Bath Features: Double vanity Granite countertops Makeup station Jetted tub Separate shower Private water closet Generous layout Upstairs Bedrooms Three additional bedrooms Updated flooring (approximately two years old) Two bathrooms, one is shared Additional attic storage / future use potential Property Address 3101 Ashington Ln Birmingham, AL 35242 Offered at: $568,000 Financing Options Conventional Financing Welcome Owner Financing Available (subject to seller approval) Minimum 30% down payment 15-year fixed: 5.8% 30-year fixed: 6.6% Buyer may select closing attorney/title company (subject to mutual agreement and applicable requirements) Buyer responsible for customary closing costs under seller-financing option Schedule a Showing / Contact Text: (205) 569-4248 Email: qianziyu@gmail.com

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

19,602 sq ft

HOA

$43/mo

More owner-financed homes near Birmingham

Questions about owner financing in Birmingham

What is owner financing for 3101 Ashington Ln?

Owner financing means the seller of 3101 Ashington Ln acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Birmingham, AL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Birmingham home?

There is no standard down payment. The seller of this Birmingham home sets their own, and it is negotiable. Ask the seller or their agent.

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