1737 Blue Ridge Dr, Blue Ridge GA - Owner Finance Home
Owner Finance

1737 Blue Ridge Dr

Blue Ridge, GA 30513

🛏️

2

Bedrooms

🚿

1

Bathrooms

📏

888

Sq Ft

📅

1940

Year Built

About This Property

Tired of renting and ready to own your very own place? Look no further! Rare opportunity to own a beautifully updated home with an assumable FHA mortgage featuring an interest rate in the 3% range! This renovated 2BR/1BA home offers an inviting interior, a spacious partially covered back deck perfect for relaxing or entertaining, and a level 0.44-acre lot. The seller is also willing to offer seller financing to qualified owner-occupant buyers, making this an exceptional opportunity for affordable homeownership. Eligible buyers may assume the existing FHA loan (subject to lender approval) with an approximate balance of $195,000, then finance the remaining balance above the first mortgage with a seller second at 5% interest and a 24-month balloon (terms subject to seller approval). Convenient location with easy access to shopping, dining, schools, and major highways. Financing opportunities like this are hard to find!

Property Details

Property Type

Single Family

Year Built

1940

HOA

None

Listed Price

$245,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Blue Ridge

What is owner financing for 1737 Blue Ridge Dr?

Owner financing means the seller of 1737 Blue Ridge Dr acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Blue Ridge, GA is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Blue Ridge home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Blue Ridge property.