127 Lazy Creek Ln, Murphy NC
Owner finance

$458,800

127 Lazy Creek Ln

Murphy, NC 28906

Beds2
Baths3
Sq ft2,912
Year built2003
Listed by

Poltrock Team, brokerage not provided · (828) 837-6400

What the listing says

SELLER WILL FINANCE WITH 25% DOWN! Leave the noise and compromise behind with this 2-bed, 3-bath furnished log cabin retreat on a wooded 1-acre lot tucked within a quiet neighborhood that has paved roads for walking and biking. End-of-road privacy, a creekside setting, and a boat dock providing access to your own 3-acre lake fed by three freshwater springs create a mountain escape perfect for swimming, fishing and kayaking that you and guests will want to return to. The vaulted great room and kitchen pair warm wood ceilings and floors with a fireplace and island designed for easy entertaining, while the finished basement adds a family/game room and bonus rooms for guests, hobbies, or extra sleeping space. All three baths offer double vanities, and the primary suite includes a jetted jacuzzi and a walk-in closet. The backside of the home opens to a porch, deck, or balcony on every level overlooking the lake, with gradual wide steps from the lower-level walkout leading to the waterside firepit and fishing pier. Whole-house water filtration and established short-term rental history add practical value, making this a turnkey personal retreat or income-producing escape near Murphy. For added privacy or future possibilities, the adjacent 1.53-acre lot is also available for purchase at $34,800.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

43,996 sq ft

HOA

$22/mo

More owner-financed homes near Murphy

Questions about owner financing in Murphy

What is owner financing for 127 Lazy Creek Ln?

Owner financing means the seller of 127 Lazy Creek Ln acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Murphy, NC home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Murphy home?

There is no standard down payment. The seller of this Murphy home sets their own, and it is negotiable. Ask the seller or their agent.

Keeps it in your Saved list.