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Owner finance

$315,000

8526 Gateway Cir

Monticello, MN 55362

Beds3
Baths2
Sq ft1,904
Year built2022
Rent estimate$2,054/mo
Listed by

James E. Yacoub, Northstar Real Estate Associates · (651) 398-7653

What the listing says

OWNER FINANCE ONLY at a 5% interest rate 30 year fixed with no prepayment penalty. No credit check, just proof of employment! Welcome to this stunning 3 bedroom, 2 bathroom dream home. Upon entering, you will be greeted by a gracious foyer that leads into a spacious and open floor plan. The main level boasts a sun-drenched living room, perfect for entertaining guests. Wood-looking luxury vinyl plank floors and an abundance of natural light create a warm and inviting atmosphere throughout. Escape to the serene master suite, complete with a ensuite shared bathroom and a sizeable walk-in closet. The third bedroom is downstairs with its own bathroom and a game room provide plenty of space for family, guests, or the option for a home office. Conveniently located near shopping centers, and major transportation routes, this home offers the perfect blend of luxury and practicality. Zoned to highly sought-after. Don't miss out on the opportunity to make this amazing home yours.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Townhouse

Lot Size

1,785.96 sq ft

HOA

$260/mo

More owner-financed homes near Monticello

Questions about owner financing in Monticello

What is owner financing for 8526 Gateway Cir?

Owner financing means the seller of 8526 Gateway Cir acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Monticello, MN home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Monticello home?

There is no standard down payment. The seller of this Monticello home sets their own, and it is negotiable. Ask the seller or their agent.

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