822 N 4th St
Savanna, IL 61074
3
Bedrooms
2
Bathrooms
1,136
Sq Ft
1913
Year Built
About This Property
Charming bungalow offering a flexible floor plan, main-floor laundry, 1.5 baths, and a two-car garage! At approximately 1,136 square feet, this home makes great use of its space while offering options for today's lifestyle. The main floor features a comfortable living room and kitchen with dining area, plus the convenience of a half bath and main-floor laundry. An additional main-floor room provides valuable flexibility, use it as a bedroom, home office, hobby room, guest space, or whatever best fits your needs. Upstairs you'll find two bedrooms and a full bath, creating a nice separation between everyday living and private bedroom space. Outside, the two-car detached garage with alley access provides off-street parking along with additional room for storage, tools, bikes, or lawn equipment. Whether you're looking for your first home, wanting to simplify, or searching for an affordable home with flexible living space, main-floor laundry, and a two-car garage, this bungalow offers plenty of possibilities. Property was built prior to 1978 and lead-based paint potentially exists. Seller does not pay customary closing costs: including title policy, escrow fees, survey or transfer fees. Proof of funds required on cash transactions; Lender Pre-Approval letter for financed offers (dated within last 30 days). This property may qualify for Seller Financing (Vendee). Owner is the Secretary of Veterans Affairs.
Property Details
Property Type
Single Family
Year Built
1913
HOA
None
Listed Price
$48,000
Owner Financing Terms
Why Owner Financing?
- ✓ No bank qualifying
- ✓ Bad credit OK
- ✓ Fast closing
- ✓ Flexible terms
Investment Metrics
Why This Cash Deal?
- ✓ Strong investment opportunity
- ✓ Quick close possible
- ✓ Ideal for flips or rentals
Free account - No credit card required
Frequently Asked Questions About Owner Financing in Savanna
What is owner financing for 822 N 4th St?
Owner financing means the seller of 822 N 4th St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Savanna, IL is available with owner financing terms.
Do I need good credit for owner financing?
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
How much is the down payment for this Savanna home?
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Savanna property.