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Owner financeCash dealForeclosure

Est.$48,000

822 N 4th St

Savanna, IL 61074

Beds3
Baths2
Sq ft1,136
Year built1913
Rent estimate$1,185/mo
Listed by

Aubra Palermo, Re/Max Unites · (815) 297-1778

What the listing says

Charming bungalow offering a flexible floor plan, main-floor laundry, 1.5 baths, and a two-car garage! At approximately 1,136 square feet, this home makes great use of its space while offering options for today's lifestyle. The main floor features a comfortable living room and kitchen with dining area, plus the convenience of a half bath and main-floor laundry. An additional main-floor room provides valuable flexibility, use it as a bedroom, home office, hobby room, guest space, or whatever best fits your needs. Upstairs you'll find two bedrooms and a full bath, creating a nice separation between everyday living and private bedroom space. Outside, the two-car detached garage with alley access provides off-street parking along with additional room for storage, tools, bikes, or lawn equipment. Whether you're looking for your first home, wanting to simplify, or searching for an affordable home with flexible living space, main-floor laundry, and a two-car garage, this bungalow offers plenty of possibilities. Property was built prior to 1978 and lead-based paint potentially exists. Seller does not pay customary closing costs: including title policy, escrow fees, survey or transfer fees. Proof of funds required on cash transactions; Lender Pre-Approval letter for financed offers (dated within last 30 days). This property may qualify for Seller Financing (Vendee). Owner is the Secretary of Veterans Affairs.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

4,356 sq ft

HOA

None

More owner-financed homes near Savanna

Questions about owner financing in Savanna

What is owner financing for 822 N 4th St?

Owner financing means the seller of 822 N 4th St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Savanna, IL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Savanna home?

There is no standard down payment. The seller of this Savanna home sets their own, and it is negotiable. Ask the seller or their agent.

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