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Owner finance

$644,900

822 Loxford Ter

Silver Spring, MD 20901

Beds3
Baths3
Sq ft2,433
Year built1962
Rent estimate$3,583/mo
Listed by

Cari Jordan, RLAH @properties · (301) 905-6521

What the listing says

NEW PRICE - NOW $644,900. Extensively updated and offering more than 2,400 square feet of finished living space, 822 Loxford Terrace presents a compelling new value in established Forest Knolls. With three bedrooms, two full and one half baths, a versatile den, multiple gathering spaces, and the uncommon bonus of an attached garage with adjoining workshop and dedicated storage room, this home offers exceptional flexibility with many of the major improvements already completed. Inside, hardwood floors, abundant natural light, and thoughtfully updated spaces create a truly move-in- ready home. The spacious living and dining areas open to a beautiful sunroom addition, where three skylights and expansive windows create a light-filled retreat overlooking the mature trees and backyard. The updated kitchen features extensive cabinetry, granite countertops, stainless steel appliances, generous workspace, and a new refrigerator (2025). The lower-level family room is centered around a wood-burning fireplace, while the adjoining den with newly installed double doors offers flexible space for a home office, guest room, fitness area, studio, or playroom. Upstairs are three comfortable bedrooms, including a spacious primary suite with a beautifully renovated bath featuring heated tile floors, granite countertops, a clawfoot soaking tub, walk-in shower with three shower heads, private water closet, and abundant natural light. An updated hall bath serves the two additional bedrooms. Outside, the deck provides an inviting setting for dining and relaxing beneath the mature tree canopy. The fenced backyard offers privacy, established landscaping, natural topography, and an upper terrace with possibilities for seating and gardening. Significant improvements include new HVAC (2025); refrigerator, dryer, screen door, and den doors (2025); renovated kitchen, primary bath, hall bath, and powder room; sunroom addition; EV charging hookup; and whole-house interior painting. The roof was installed in 2018 per prior seller disclosure documents. Forest Knolls offers convenient access to the Northwest Branch Trail for hiking, biking, and nature walks, along with the option to join the neighborhood pool. Forest Knolls Elementary and Northwood High School are both within walking distance without crossing major roadways. Now offered at $644,900, this extensively improved Forest Knolls home combines 2,400 square feet of flexible living space, major updates, an attached garage and workshop, and a location convenient to neighborhood schools, recreation, and trails. ROOF 2017 ( estimated per previous owners) New HVAC installed in July 2025 Addition of double doors to the den 2025 New screen door to the yard 2025 New dryer 2025 New refrigerator 2025 Upgraded master bath 2024 Upgraded kitchen 2024 Addition of sunroom 2024 Addition of electric car hook up 2024 Upgraded whole house painting 2024 Upgraded 1/2 and second whole bath 2024

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

7,664 sq ft

HOA

None

More owner-financed homes near Silver Spring

Questions about owner financing in Silver Spring

What is owner financing for 822 Loxford Ter?

Owner financing means the seller of 822 Loxford Ter acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Silver Spring, MD home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Silver Spring home?

There is no standard down payment. The seller of this Silver Spring home sets their own, and it is negotiable. Ask the seller or their agent.

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