713 N 16th St
Independence, KS 67301
3
Bedrooms
1
Bathrooms
1,711
Sq Ft
1905
Year Built
About This Property
This spacious 3-bedroom, 1-bathroom home is ideal for an investor or an owner-occupant willing to do some interior work. The property features several recent updates, including a new roof installed in 2025, a replaced sewer line in 2026, and a downstairs central heating unit that has been used for five seasons. It also includes a large electric breaker box and newer hot water tank. Central heat down only. The main level offers a living room, dining room, kitchen with laundry connections, and a full bathroom. An open staircase leads to the second story, which contains two bedrooms. Outside, the home features a covered front porch, a back porch suitable for storage, and a nice-sized yard with space for a garden. Owner financing is potentially available with 50% down and an approved buyer's application.
Property Details
Property Type
Single Family
Year Built
1905
HOA
None
Listed Price
$25,000
Owner Financing Terms
Why Owner Financing?
- ✓ No bank qualifying
- ✓ Bad credit OK
- ✓ Fast closing
- ✓ Flexible terms
Free account - No credit card required
Frequently Asked Questions About Owner Financing in Independence
What is owner financing for 713 N 16th St?
Owner financing means the seller of 713 N 16th St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Independence, KS is available with owner financing terms.
Do I need good credit for owner financing?
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
How much is the down payment for this Independence home?
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Independence property.