623 Morris St, Rock Hill SC7 photos
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Owner finance

$268,000

623 Morris St

Rock Hill, SC 29730

Beds4
Baths2
Sq ft2,017
Year built1950
Rent estimate$2,150/mo
Listed by

Kimberly ONeal, Coldwell Banker Realty

What the listing says

Serious investors only. This large 4-bedroom, 2-bathroom home in Rock Hill offers strong upside and is ideal for a fix-and-flip or buy-and-hold strategy. The property features approximately 2,017 square feet and is being offered at $268,000, which is the current payoff amount and priced for a quick sale. With an estimated ARV of approximately $400,000 and a projected rehab budget of around $80,000, the numbers provide a compelling opportunity for an experienced investor. Renovation work is already underway, with interior demolition and project prep completed. A conditional permit was obtained, and the full permit process was nearing completion before subcontractor licensing requirements delayed progress. The project ultimately stalled when the original contractor walked away, creating a clean opportunity for a new general contractor or investor to step in and finish the renovation. To add further value, materials currently on-site will be included with the sale. Cash buyers are preferred, though short-term seller financing may be considered for the right buyer. This property offers a desirable 4-bedroom, 2-bathroom layout, strong square footage, and solid resale potential in a market that supports the projected after-repair value. While contractor issues slowed the project, this is a genuine value-add opportunity with significant upside for an experienced buyer. The property is being sold as-is, and serious investors ready to move quickly are encouraged to inquire.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

6,098 sq ft

HOA

None

More owner-financed homes near Rock Hill

Questions about owner financing in Rock Hill

What is owner financing for 623 Morris St?

Owner financing means the seller of 623 Morris St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Rock Hill, SC home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Rock Hill home?

There is no standard down payment. The seller of this Rock Hill home sets their own, and it is negotiable. Ask the seller or their agent.

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