602 West St
Shelby, IA 51570
4
Bedrooms
4
Bathrooms
4,177
Sq Ft
1972
Year Built
About This Property
Ranch all brick home. 4 bedrooms on main with 2.5 bathrooms and 2 laundry rooms. Finished basement with a 2nd kitchen, rec room, nonconforming rooms with built-in bunk beds and a full bath. Garage has been converted into living space. Larger lot. Sold as-is, this home is perfect for those willing to invest a little TLC to make it their own. SQ FT PER COUNTY RECORDS. AMA. Due to condition, the property may have health/safety risk(s). Prior to entry / access, all parties must sign a Hold Harmless Agreement, and the property may only be shown by appointment. Property was built prior to 1978 and lead based paint may potentially exist. This property may qualify for Seller Financing (Vendee).
Property Details
Property Type
Single Family
Year Built
1972
HOA
None
Listed Price
$159,000
Owner Financing Terms
Why Owner Financing?
- ✓ No bank qualifying
- ✓ Bad credit OK
- ✓ Fast closing
- ✓ Flexible terms
Investment Metrics
Why This Cash Deal?
- ✓ Strong investment opportunity
- ✓ Quick close possible
- ✓ Ideal for flips or rentals
Free account - No credit card required
Frequently Asked Questions About Owner Financing in Shelby
What is owner financing for 602 West St?
Owner financing means the seller of 602 West St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Shelby, IA is available with owner financing terms.
Do I need good credit for owner financing?
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
How much is the down payment for this Shelby home?
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Shelby property.