42 photos
$244,900
55 Twin Oaks Ln
Spruce Pine, NC 28777
Janet Austin, True North Realty
What the listing says
Welcome to this charming 3-bedroom, 2-bath home nestled on approximately 1.4 private acres in beautiful Spruce Pine, NC. Offering the perfect blend of peaceful country living and convenient access to Hwy 19E, this property is ideal for those seeking privacy without sacrificing accessibility. Inside, you'll find an inviting open floor plan that creates a comfortable flow between the living, dining, and kitchen areas. The impressive rock wood-burning fireplace serves as a stunning focal point while providing supplemental heat alongside the oil heating system, creating a warm and cozy atmosphere during cooler months. The home also features a dedicated laundry room for added convenience and a welcoming front deck, perfect for enjoying your morning coffee, relaxing with a good book, or taking in the surrounding natural beauty. Whether you're searching for your first home, a mountain getaway, or an investment opportunity, this property offers outstanding potential. With its desirable location, functional layout, and rental appeal, it would make an excellent long-term or vacation rental. Even better, the seller is open to seller financing, providing additional flexibility for qualified buyers. Don't miss your chance to own this peaceful mountain property in beautiful Spruce Pine!
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Mobile Home
Lot Size
60,984 sq ft
HOA
None
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Questions about owner financing in Spruce Pine
What is owner financing for 55 Twin Oaks Ln?
Owner financing means the seller of 55 Twin Oaks Ln acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Spruce Pine, NC home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Spruce Pine home?
There is no standard down payment. The seller of this Spruce Pine home sets their own, and it is negotiable. Ask the seller or their agent.