55 Twin Oaks Ln, Spruce Pine NC - Owner Finance Home
Owner Finance

55 Twin Oaks Ln

Spruce Pine, NC 28777

🛏️

3

Bedrooms

🚿

2

Bathrooms

📏

1,191

Sq Ft

📅

2002

Year Built

About This Property

Welcome to this charming 3-bedroom, 2-bath home nestled on approximately 1.4 private acres in beautiful Spruce Pine, NC. Offering the perfect blend of peaceful country living and convenient access to Hwy 19E, this property is ideal for those seeking privacy without sacrificing accessibility. Inside, you'll find an inviting open floor plan that creates a comfortable flow between the living, dining, and kitchen areas. The impressive rock wood-burning fireplace serves as a stunning focal point while providing supplemental heat alongside the oil heating system, creating a warm and cozy atmosphere during cooler months. The home also features a dedicated laundry room for added convenience and a welcoming front deck, perfect for enjoying your morning coffee, relaxing with a good book, or taking in the surrounding natural beauty. Whether you're searching for your first home, a mountain getaway, or an investment opportunity, this property offers outstanding potential. With its desirable location, functional layout, and rental appeal, it would make an excellent long-term or vacation rental. Even better, the seller is open to seller financing, providing additional flexibility for qualified buyers. Don't miss your chance to own this peaceful mountain property in beautiful Spruce Pine!

Property Details

Property Type

Mobile Home

Year Built

2002

HOA

None

Listed Price

$244,900

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Spruce Pine

What is owner financing for 55 Twin Oaks Ln?

Owner financing means the seller of 55 Twin Oaks Ln acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Spruce Pine, NC is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Spruce Pine home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Spruce Pine property.