19 photos$57,500
5 Ridgewood Dr
Kalispell, MT 59901
Kayla Seaman, Montana Property Brokers · (406) 253-3122
What the listing says
Affordable, Move-In Ready Montana Living in Ridgewood Terrace Furnished & Pet Friendly! Welcome home to this charming & extensively updated 2-bedroom, 1-bathroom home in the sought-after Ridgewood Terrace community. Built in 1977 by Fleetwood & offering 784 square feet of single-level living, this well-cared-for property is a fantastic opportunity for first-time buyers, downsizers, or anyone seeking a budget-friendly foothold in beautiful Northwest Montana. Step onto the covered front porch & into a functional floor plan featuring the primary bedroom & all utilities on the main floor. The kitchen comes equipped w/ a refrigerator, range, microwave, & a dedicated laundry hookup adds everyday ease. Durable smart board siding & a metal roof mean low-maintenance living, while electric forced-air heat keeps things cozy through Montana winters. This home has been thoughtfully improved from top to bottom. CAP went through the entire home & completed numerous upgrades in 2023, including new blown-in insulation in the roof & redone floor insulation, new windows, new water heater insulation and door, new back door & frame, new dryer vent, & a furnace inspection confirming it is in good condition. The owner has added many additional improvements, including a new bathtub & bathroom countertops (2021), new kitchen base cabinets & countertops (2024), & new flooring throughout, installed 2022 2026. Set on a large lot, the property offers wooded surroundings w/ quick access to Highway 2. Residents of Ridgewood Terrace enjoy community amenities including a park, RV/boat storage, road snow removal/maintenance, & on-site management all covered by the monthly fee on this leased-land community. Furniture included. Bonus: Owner financing is available w/ a negotiable down payment, making homeownership within reach. W/ annual taxes of just $140, this turn-key home is hard to beat at the price. Buyers must be approved by park before closing.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Manufactured Home
HOA
$735/mo
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Questions about owner financing in Kalispell
What is owner financing for 5 Ridgewood Dr?
Owner financing means the seller of 5 Ridgewood Dr acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Kalispell, MT home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Kalispell home?
There is no standard down payment. The seller of this Kalispell home sets their own, and it is negotiable. Ask the seller or their agent.













