418 S 1st St SE
Clay City, IL 62824
4
Bedrooms
2
Bathrooms
2,888
Sq Ft
1953
Year Built
About This Property
Large 4 bedroom, 2 bath home located on 1 acre!! Seller does not pay customary closing costs: including title policy, escrow fees, survey or transfer fees. Proof of funds required on cash transactions: Lender pre-approval letter for all financed offers (dated within 30 days) This property MAY qualify for Seller financing. (Vendee). If property was built prior to 1978, Lead Based Paint Potentially Exists.
Property Details
Property Type
Single Family
Year Built
1953
Lot Size
1.07 sq ft
HOA
None
Listed Price
$119,900
Owner Financing Terms
Why Owner Financing?
- ✓ No bank qualifying
- ✓ Bad credit OK
- ✓ Fast closing
- ✓ Flexible terms
Investment Metrics
Why This Cash Deal?
- ✓ Strong investment opportunity
- ✓ Quick close possible
- ✓ Ideal for flips or rentals
Free account - No credit card required
Frequently Asked Questions About Owner Financing in Clay City
What is owner financing for 418 S 1st St SE?
Owner financing means the seller of 418 S 1st St SE acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Clay City, IL is available with owner financing terms.
Do I need good credit for owner financing?
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
How much is the down payment for this Clay City home?
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Clay City property.