27 photos
Est.$115,900
418 S 1st St SE
Clay City, IL 62824
Paula Arpasi, GRI,SFR, Homefinders Realty · (618) 927-0811
What the listing says
Large 4 bedroom, 2 bath home located on 1 acre!! Seller does not pay customary closing costs: including title policy, escrow fees, survey or transfer fees. Proof of funds required on cash transactions: Lender pre-approval letter for all financed offers (dated within 30 days) This property MAY qualify for Seller financing. (Vendee). If property was built prior to 1978, Lead Based Paint Potentially Exists.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
Lot Size
46,609 sq ft
HOA
None
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Questions about owner financing in Clay City
What is owner financing for 418 S 1st St SE?
Owner financing means the seller of 418 S 1st St SE acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Clay City, IL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Clay City home?
There is no standard down payment. The seller of this Clay City home sets their own, and it is negotiable. Ask the seller or their agent.