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Owner finance

$130,000

4139 40th Ave N

Birmingham, AL 35217

Beds3
Baths1
Sq ft1,316
Year built1930
Listed by

CJ Toomer, Keller Williams Realty Vestavia · (205) 569-4005

What the listing says

Here is an opportunity for a value purchase! Renovated home ready for its next owner. Seller is open to owner financing (true owner financing with deed transfer to buyer) with acceptable terms. 3 bedrooms and one bath with a generous yard - alley access and side of home parking. Adorable front porch, refinished hardwood flooring, fully renovated bathroom, kitchen and brand new rear deck.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

7,405.2 sq ft

HOA

None

More owner-financed homes near Birmingham

Questions about owner financing in Birmingham

What is owner financing for 4139 40th Ave N?

Owner financing means the seller of 4139 40th Ave N acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Birmingham, AL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Birmingham home?

There is no standard down payment. The seller of this Birmingham home sets their own, and it is negotiable. Ask the seller or their agent.

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