82 photos
$379,899
400 E BAY Street E #804
Jacksonville, FL 32202
JORGE ESTEVEZ, FLORIDA HOMES REALTY & MTG LLC · (904) 463-3994
What the listing says
Experience elevated downtown living in this newly renovated (July 2026) 8th-floor smart condo. Spanning 1,338 sq ft, 2 bed/2 bath, this unique property features a private balcony with city-view, natural light, and porcelain/marble floors. The modern kitchen boasts brand new quartz countertops, stainless steel appliances, premium cabinetry, and contemporary linear lighting. As the property's only smart condo, it includes a Control4 home automation system with professionally integrated surround sound, multi-room audio/video, climate control, smart lighting, motorized shades, electric fireplace, etc. The unit features two assigned parking spaces and sits within walking distance of the Jaguars stadium, making it a perfect executive retreat. Community amenities include a gym, pool, sauna, concierge lounge, dog park, and sports courts (tennis, squash, racquetball). Seller financing is available for qualified buyers, offering easy access to the Riverwalk, local dining, shopping, and highways.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Condominium
HOA
$1173/mo
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Questions about owner financing in Jacksonville
What is owner financing for 400 E BAY Street E #804?
Owner financing means the seller of 400 E BAY Street E #804 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Jacksonville, FL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Jacksonville home?
There is no standard down payment. The seller of this Jacksonville home sets their own, and it is negotiable. Ask the seller or their agent.