400 E BAY Street E #804, Jacksonville FL - Owner Finance Home
Owner Finance

400 E BAY Street E #804

Jacksonville, FL 32202

🛏️

2

Bedrooms

🚿

2

Bathrooms

📏

1,338

Sq Ft

📅

2003

Year Built

About This Property

Experience elevated downtown living in this newly renovated (July 2026) 8th-floor smart condo. Spanning 1,338 sq ft, 2 bed/2 bath, this unique property features a private balcony with city-view, natural light, and porcelain/marble floors. The modern kitchen boasts brand new quartz countertops, stainless steel appliances, premium cabinetry, and contemporary linear lighting. As the property's only smart condo, it includes a Control4 home automation system with professionally integrated surround sound, multi-room audio/video, climate control, smart lighting, motorized shades, electric fireplace, etc. The unit features two assigned parking spaces and sits within walking distance of the Jaguars stadium, making it a perfect executive retreat. Community amenities include a gym, pool, sauna, concierge lounge, dog park, and sports courts (tennis, squash, racquetball). Seller financing is available for qualified buyers, offering easy access to the Riverwalk, local dining, shopping, and highways.

Property Details

Property Type

Condominium

Year Built

2003

HOA

$1173/mo

Listed Price

$379,999

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Jacksonville

What is owner financing for 400 E BAY Street E #804?

Owner financing means the seller of 400 E BAY Street E #804 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Jacksonville, FL is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Jacksonville home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Jacksonville property.