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Owner finance

$244,999

3995 Gatewood St

Cocoa, FL 32926

Beds3
Baths2
Sq ft1,610
Year built1990
Listed by

Heather Dawson, Denovo Realty · (321) 266-1110

What the listing says

Charming and affordable cottage living where YOU OWN THE LAND - NO LOT FEES - NO HOA! This well maintained home sits on a spacious corner lot offering freedom and flexibility. Enjoy extra yard space, an extra-deep carport, workshop shed, and a bright, oversized sunroom with wheelchair ramp accessibility. Inside, the open layout features large, airy rooms, double-pane windows, indoor laundry, and generously sized bedrooms for comfortable living. Major updates include a 2022 Florida code-compliant foundation, plus 2021 vinyl siding and house wrap for peace of mind. Conveniently located near shopping, dining, I-95, Port Canaveral, and Orlando. Move-in ready, low-maintenance, and budget-friendly--your perfect little cottage without the monthly fees! Seller may consider owner financing.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Mobile Home

Lot Size

7,405.2 sq ft

HOA

None

More owner-financed homes near Cocoa

Questions about owner financing in Cocoa

What is owner financing for 3995 Gatewood St?

Owner financing means the seller of 3995 Gatewood St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Cocoa, FL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Cocoa home?

There is no standard down payment. The seller of this Cocoa home sets their own, and it is negotiable. Ask the seller or their agent.

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