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Owner finance

$649,000

321 NE 60th Street

Oak Island, NC 28465

Beds3
Baths2
Sq ft1,696
Year built1982
Rent estimate$2,724/mo
Listed by

Zachary Barnes, Century 21 Collective · (914) 355-6054

What the listing says

Welcome to 321 NE 60th Street, a refreshed 3-bedroom, 2-bath home offering 1,696 heated square feet in Oak Island's Tranquil Harbor community. Recent improvements throughout the property provide an updated feel while adding everyday convenience. The HVAC system and water heater have been updated. A recently updated back deck creates additional outdoor space for relaxing, entertaining, or enjoying the coastal setting. Inside, fresh paint along with updated ceiling fans and light fixtures gives the home a clean and inviting appearance. The remodeled kitchen features granite countertops, an updated sink and backsplash, new flooring, and updated appliances including a refrigerator, microwave, and dishwasher. The guest bathroom has also been refreshed with an updated vanity, sink, and faucet. Smart-home features include a smart door lock, smart thermostat, and smart garage-door system for added convenience. The attached two-car garage features an updated garage door and smart operator, providing both storage and functionality. The living area is highlighted by a brick fireplace, while high and vaulted ceilings contribute to the home's open feel. A durable metal roof and vinyl siding complement the home's exterior. The crawl space has been partially encapsulated and includes a commercial-grade dehumidifier for added moisture control. Situated on approximately 0.30 acres, the property offers plenty of room to enjoy the outdoors. With no HOA, this home offers additional flexibility for Oak Island living. Its location provides convenient access to the beach, shopping, dining, and recreation throughout Oak Island. Seller financing may be available subject to seller approval, mutually acceptable terms, buyer qualification, and applicable law.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

13,068 sq ft

HOA

None

More owner-financed homes near Oak Island

Questions about owner financing in Oak Island

What is owner financing for 321 NE 60th Street?

Owner financing means the seller of 321 NE 60th Street acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Oak Island, NC home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Oak Island home?

There is no standard down payment. The seller of this Oak Island home sets their own, and it is negotiable. Ask the seller or their agent.

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