25 photos$460,000
305 E Philadelphia St
Rapid City, SD 57701
TONY MARSHALL, CINC REALTY LLC · (605) 391-8669
What the listing says
Gorgeous 4,100 sq ft brick triplex showcasing the character and craftsmanship of 1950s architecture, positioned to be the flagship of any real estate investment portfolio. Mature trees create a welcoming backdrop for three well-designed units ideal for both owner-occupants and investors. The two main-level units each feature two bedrooms, one bathroom, central air, dishwashers, and direct access to the shared commons area and backyard retreat. One unit includes a private garage, while the other offers off-street parking. Both enjoy convenient access to coin-operated laundry and dedicated storage. The spacious lower-level unit offers two bedrooms and two bathrooms, including a Jacuzzi tub, plus a large family room with a vaulted ceiling, making it a standout rental option. Each unit has its own furnace and water heater, and the property includes a detached two-car garage. Be sure to check out the well conditioned neighborhood and proximity to the city park, bike path & city rec. center. Seller financing in the form of a second mortgage may be available to help reduce down-payment requirements. Additional investment properties also available. Listed by Tony Marshall, CINC Realty, 605-391-8669.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Multi-Family
Lot Size
12,632 sq ft
HOA
None
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Questions about owner financing in Rapid City
What is owner financing for 305 E Philadelphia St?
Owner financing means the seller of 305 E Philadelphia St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Rapid City, SD home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Rapid City home?
There is no standard down payment. The seller of this Rapid City home sets their own, and it is negotiable. Ask the seller or their agent.















