57 photosEst.$195,000
302 W Main St
Carmi, IL 62821
Paula Arpasi, GRI,SFR, Homefinders Realty · (618) 927-0811
What the listing says
Large 4 bedroom (could be 5 or 6), 4.5 bath home historical home in Carmi! This home has a large back yard and inground pool! Seller's name is The Secretary of The United States Department of Veterans Affairs. Seller does not pay customary closing costs: including title policy, escrow fees, survey or transfer fees. Proof of funds required on cash transactions: Lender pre-approval letter for all financed offers (dated within 30 days) This property MAY qualify for Seller financing. (Vendee). If property was built prior to 1978, Lead Based Paint Potentially Exists. This home failed a pressure test at winterization and no water will be turned on for a buyers inspection or appraisal. Due to condition, the property may have health/safety risk(s). Prior to entry / access, all parties must sign a Hold Harmless Agreement and the property may only be shown by appointment.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
Lot Size
10,018.8 sq ft
HOA
None
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Listed by Paula Arpasi, GRI,SFR, Homefinders Realty

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Questions about owner financing in Carmi
What is owner financing for 302 W Main St?
Owner financing means the seller of 302 W Main St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Carmi, IL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Carmi home?
There is no standard down payment. The seller of this Carmi home sets their own, and it is negotiable. Ask the seller or their agent.











