2694 Ray St, Birmingham AL - Owner Finance Home
Owner Finance

2694 Ray St

Birmingham, AL 35224

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Bedrooms

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Bathrooms

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Sq Ft

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Year Built

About This Property

Residential land located in Sherman Heights neighborhood. Buyers are asked to do their due diligence before purchasing property. A quit claim deed is available. Owner financing is possible with a 20% down payment.

Property Details

Property Type

Land

Lot Size

212,137 sq ft

HOA

None

Listed Price

$16,700

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Birmingham

What is owner financing for 2694 Ray St?

Owner financing means the seller of 2694 Ray St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Birmingham, AL is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Birmingham home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Birmingham property.