27 photos
$374,900
2632 Ridgewood Ave
Charleston, SC 29414
Dean Property Company
What the listing says
2 FULL BATHROOMS! OWNER FINANCE OPPORTUNITY AVAILABLE - Welcome to 2632 Ridgewood Avenue, a beautifully updated brick ranch in Charleston's established, NO-HOA Springfield neighborhood in West Ashley, shaded by a grand old oak out front. You're minutes from Citadel Mall's shops and restaurants along Sam Rittenberg Boulevard, with historic downtown Charleston just a 10-15 minute drive across the Cosgrove Bridge and Folly Beach about 25 minutes south. This is easy, established West Ashley living: Lowcountry charm, walkable convenience, and no peninsula price tag.Step through the front door and the freshly refinished original hardwood floors set the tone immediately -- warm, natural-toned, and running throughout the main living spaces of this 3-bedroom, 2-full-bath single-story home. The renovated kitchen is the true showstopper: sleek quartz countertops, crisp white upper cabinets paired with gray lowers, brand-new stainless steel appliances, and a breakfast bar that makes casual mornings and easy entertaining feel effortless. The generously sized primary suite offers a private step-in shower ensuite, while the two secondary bedrooms share a full bath and flex easily as guest rooms, a home office, or space to grow into. Behind the scenes, this Springfield ranch has been set up for genuine peace of mind: a brand-new roof, a new water heater, and updated HVAC mean the big-ticket items are already handled -- so all that's left to do is move in and enjoy West Ashley living. Outside, the fully fenced backyard is built for real life: a patio for evening unwinding, a storage shed for gear and hobbies, and an outdoor shower to rinse off after Greenway rides or beach days. A covered carport plus two separate driveways solve the parking puzzle (no garage needed). Between the character of restored original hardwoods, a fully renovated kitchen, and a brand-new roof backing it all up, 2632 Ridgewood Avenue is a rare, no-HOA find in the heart of Charleston, SC's Springfield community.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
Lot Size
13,504 sq ft
HOA
None
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Questions about owner financing in Charleston
What is owner financing for 2632 Ridgewood Ave?
Owner financing means the seller of 2632 Ridgewood Ave acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Charleston, SC home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Charleston home?
There is no standard down payment. The seller of this Charleston home sets their own, and it is negotiable. Ask the seller or their agent.