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Owner finance

$215,000

256 Howell Rd

Saint Pauls, NC 28384

Beds4
Baths2
Sq ft1,800
Year built2026
Listed by

STEVE HAMMONDS, HAMMOND REALTY LLC · (919) 605-6864

What the listing says

Brand new construction manufactured home permanently affixed to its foundation eligible for 30-year FHA or USDA financing! This turnkey property sits on a fully landscaped yard, complete with a 12x16 rear deck and a 10x12 front deck perfect for outdoor living. Flexible Financing Options: Traditional: Up to 30-year terms available with FHA or USDA loans. Alternative: Owner financing is available for up to 20 years. Enjoy the peace of mind of a new home with flexible buying options ready to fit your budget!

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Mobile Home

Lot Size

40,511 sq ft

HOA

None

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Questions about owner financing in Saint Pauls

What is owner financing for 256 Howell Rd?

Owner financing means the seller of 256 Howell Rd acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Saint Pauls, NC home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Saint Pauls home?

There is no standard down payment. The seller of this Saint Pauls home sets their own, and it is negotiable. Ask the seller or their agent.

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