223 S Oak St
Pratt, KS 67124
6
Bedrooms
2
Bathrooms
6,894
Sq Ft
1884
Year Built
About This Property
Owner Carry Finance with 50k down!!!This building was constructed in 1884 as a beautiful Victorian home. It was remodeled in 1930, 1992, and partially in 2025. In addition to a residence, it has been utilized as the Elks Club for many years, a church, and a law office. It is now a home again and zoned single-family. It is conveniently located near the Pratt Police/Sheriff, Courthouse, US Post Office, and the Pratt downtown area. Its vintage charm includes wide hardwood door casings, solid wood doors, and a spindle stair railing. Off the entry is a living room and in total 8 bedrooms, 2 full bath, and 1 x 1/4 bathrooms with vintage tile floors. The 2nd floor includes a full bath with a closet, 5 tons of new Mitsubishi mini splits, and a large room with vaulted ceilings & ceiling fans. The second floor is wide open with the original hardwood floors and a new full bathroom. The basement includes a living room with a full bar, a kitchen, 2 bedrooms, and a 1/4 bath. The basement has both a personal entrance and a rear service walkout with an extra wide stair case. This home comes with enough building supplies to continue remodeling, such as marble tile to finish 2 bathrooms, 2 jet tubs, plumbing supplies (pipe, fittings, PEX), mold-resistant sheet rock for both bathrooms, oak cabinets, lumber, a new Pella sliding door way, Wolf double oven, and much more. The roof is 5 years old, and the gutters are in good shape. Must schedule all private showings with the owner.
Property Details
Property Type
Single Family
Year Built
1884
HOA
None
Listed Price
$265,000
Owner Financing Terms
Why Owner Financing?
- ✓ No bank qualifying
- ✓ Bad credit OK
- ✓ Fast closing
- ✓ Flexible terms
Free account - No credit card required
Frequently Asked Questions About Owner Financing in Pratt
What is owner financing for 223 S Oak St?
Owner financing means the seller of 223 S Oak St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Pratt, KS is available with owner financing terms.
Do I need good credit for owner financing?
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
How much is the down payment for this Pratt home?
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Pratt property.