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Owner finance

$164,900

1922 McKenzie Ave

Waco, TX 76708

Beds3
Baths1
Sq ft1,232
Year built1910
Rent estimate$1,463/mo
Listed by

The owner (for sale by owner, no agent). Contact the owner through the original listing.

What the listing says

Updated Waco Home at $164,900 with Owner Financing Available Welcome to 1922 McKenzie Ave, a recently renovated 3-bedroom, 1-bath home offering 1,232 square feet, major system updates, and move-in-ready improvements throughout. Now priced at $164,900, this home also offers owner financing for qualified buyers and up to $3,000 toward eligible buyer closing costs with an acceptable offer and approved owner financing. The recent renovation included leveling the foundation and replacing the water and sewer lines, along with extensive interior improvements. The updated kitchen features new cabinets, granite countertops, a new backsplash, sink, and faucet, creating a clean and functional space for everyday living. The bathroom has been refreshed with a new tub and shower surround, while fresh interior paint and new luxury vinyl plank flooring give the home an updated feel. Original hardwood floors remain in two of the bedrooms, adding warmth and character. Major improvements also include a roof replaced in September 2024, and the HVAC system is approximately seven years old. Outside, the property offers a spacious backyard with room to relax, entertain, garden, or enjoy time outdoors. A convenient backyard carport and large metal storage building provide useful space for vehicles, tools, hobbies, equipment, or additional storage. What makes this home especially appealing is the combination of practical improvements and comfortable everyday living. Many of the larger projects have already been addressed, giving the next owner the opportunity to move in and enjoy the home without immediately facing a long list of major repairs. If you are looking for an updated Waco home with character, useful outdoor space, and flexible purchase options, 1922 McKenzie Ave deserves a closer look. Schedule a showing and see whether this could be the right fit for you.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

8,250 sq ft

HOA

None

More owner-financed homes near Waco

Questions about owner financing in Waco

What is owner financing for 1922 McKenzie Ave?

Owner financing means the seller of 1922 McKenzie Ave acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Waco, TX home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Waco home?

There is no standard down payment. The seller of this Waco home sets their own, and it is negotiable. Ask the seller or their agent.

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