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Owner finance

$435,000

18390 W MONTE LINDO Lane

Surprise, AZ 85387

Beds3
Baths2
Sq ft1,780
Year built2025
Listed by

Marlene Cerreta, Cerreta Real Estate · (602) 617-8938

What the listing says

Why wait for new construction when this beautiful home is ready for you? Situated on a spacious 8,000 sq. ft. corner lot, this 3-bedroom, 2-bath home offers 1,780 sq. ft. of comfortable living space and a desirable 3-car garage! You'll love the upgraded kitchen, tile flooring, and bright, open living areas. Step outside to a beautifully finished backyard with artificial turf and a large covered patio, perfect for relaxing or entertaining. Located in the growing North Copper Canyon area of Surprise, this home offers so much that's already done for you! A potential 5% assumable loan is another great opportunity for qualified buyers, subject to lender approval. Come take a look! -Corner lot -Extended/longer driveway -Backyard landscaping w/ turf -Slick barrier around the whole exterior of the house -Privacy trees/hedge -Outdoor sun screens on all windows -Large covered patio -Outdoor speaker pre-wire -5.1 Surround Sound -Soft close cabinets/drawers throughout the house -Trash pull-out -Pots and pans drawers -Custom black granite kitchen counter -All black fixtures and hardware -3 way pendant lights -RO system -Pre-plumbed for water softener Washer and dryer come included

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

8,000 sq ft

HOA

$62/mo

More owner-financed homes near Surprise

Questions about owner financing in Surprise

What is owner financing for 18390 W MONTE LINDO Lane?

Owner financing means the seller of 18390 W MONTE LINDO Lane acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Surprise, AZ home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Surprise home?

There is no standard down payment. The seller of this Surprise home sets their own, and it is negotiable. Ask the seller or their agent.

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