25 photos
$500,000
18377 W VILLA HERMOSA Lane
Surprise, AZ 85387
Julie Welch, HomeSmart · (623) 523-4968
What the listing says
Better Than New with 3.99% Assumable Loan only $2278/mo (P&I) and $23K in interest already paid Built in 2025 this home is 2681sqft with 5 spacious bedrooms, 3 baths & 2 dens plus 8ft tall garage extended. The bright open floor plan features stylish finishes & boasts $50K in builder upgrades. The kitchen is the heart of the home, showcasing abundant cabinetry, generous counter space, a large quartz island & walkin pantry, all opening to the great room, perfect for entertaining. 1 bedroom & den downstairs then upstairs the primary suite provides a retreat with an ensuite bath & walkin closet plus 3 other bedrooms, a large upstairs laundry room, small loft area & a bonus room/den space. Private backyard is ideal for AZ with a covered patio, great pavers and low maintenance desert-scape.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
HOA
$62/mo
More owner-financed homes near Surprise
Questions about owner financing in Surprise
What is owner financing for 18377 W VILLA HERMOSA Lane?
Owner financing means the seller of 18377 W VILLA HERMOSA Lane acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Surprise, AZ home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Surprise home?
There is no standard down payment. The seller of this Surprise home sets their own, and it is negotiable. Ask the seller or their agent.