155 Canal Pl, Fayetteville GA - Owner Finance Home
Owner Finance

155 Canal Pl

Fayetteville, GA 30215

🛏️

4

Bedrooms

🚿

3

Bathrooms

📏

3,600

Sq Ft

📅

2002

Year Built

About This Property

A standout feature of this home is the nearly 1,800-square-foot basement with a separate entrance, offering exceptional flexibility for an in-law suite, multi-generational living, or potential rental income. The space is already near completion, with most remaining work being cosmetic-providing a rare opportunity to quickly expand finished living space and build additional value. We chose this property for its full one-acre cul-de-sac setting and the protected green space beside it-a natural buffer that will never be developed. This creates a level of privacy that is rarely found while still enjoying the benefits of a neighborhood community. The home has been thoughtfully maintained with major system updates already completed, including a new 30-year architectural roof (less than one year old), new AC units (3 years), and a 60-gallon water heater (2 years). Exterior improvements include updated porch railings and posts with fresh paint, professional removal of 31 trees for storm protection, and extensive landscape stabilization. Inside, all four bedrooms are located upstairs and anchored by an oversized primary suite. The home features large, light-filled rooms, hardwood and ceramic tile flooring, upgraded crown molding and baseboards, and a versatile bonus room that has served as an office, gym, and creative space. The kitchen is designed for both everyday living and entertaining, with a center island, eat-in area, walk-in pantry, and a separate dining room for gatherings. An expansive 8-foot Southern wrap-around porch extends the living space outdoors. Energy efficiency is enhanced with a wood-burning stove, Anderson double-pane windows, additional attic insulation, and honeycomb shades throughout, with average combined utilities reported under $150 per month. Located in Harbor Lakes, residents enjoy access to swim, tennis, pickleball, playground, basketball court, and fishing lake amenities. Owner financing is available with a minimum 20% down and negotiable terms, offering qualified buyers additional flexibility beyond conventional lending. As the sellers begin their next chapter, they look forward to passing this well-cared-for property on to its next owner. A compiled "Life at 155 Canal Place" PROPERTY SUMMARY IS AVAILABLE FOR REVIEW and includes the owner's perspective, documented improvements and maintenance history, neighborhood insights, and answers to key buyer questions designed to help buyers evaluate the home with clarity and confidence.

Property Details

Property Type

Single Family

Year Built

2002

Lot Size

1 sq ft

HOA

$40/mo

Listed Price

$675,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Fayetteville

What is owner financing for 155 Canal Pl?

Owner financing means the seller of 155 Canal Pl acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Fayetteville, GA is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Fayetteville home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Fayetteville property.