37 photos$99,000
154 North Ave
Jacksonville, AR 72076
Troy Shelton, Simpli HOM · (931) 434-2462
What the listing says
HUGE PRICE REDUCTION - 154 North Ave, Jacksonville, AR 72076 $99,000 OWNER FINANCING ONLY! This 3-bedroom, 1-bath home offers an affordable path to homeownership with flexible owner-financing terms. Inside, you ll find fresh paint, new flooring, and a large flex room at the rear that could serve as a second living area, game room, home office, or bonus space. Outside, enjoy a new wood privacy fence and a roof replaced in 2025. Conveniently located near Jacksonville shopping, restaurants, schools, parks, Little Rock AFB, and easy access to Hwy 67/167. Owner financing terms: $12,000 down, $87,000 financed at 9.9% interest, with your choice of 20-year amortization at approximately $833.81/month P&I or 25-year amortization at approximately $784.45/month P&I. 24-month balloon. Taxes and insurance are not included in the payment. 154 North Ave - Owner-Financing Owner financing only no traditional financing. End Buyers Only. No Wholesalers. See Agent Remarks for complete terms and details.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
Lot Size
6,969.6 sq ft
HOA
None
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Questions about owner financing in Jacksonville
What is owner financing for 154 North Ave?
Owner financing means the seller of 154 North Ave acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Jacksonville, AR home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Jacksonville home?
There is no standard down payment. The seller of this Jacksonville home sets their own, and it is negotiable. Ask the seller or their agent.















