1529 NW 143rd St, Gainesville FL - Owner Finance Home
Owner Finance

1529 NW 143rd St

Gainesville, FL 32606

🛏️

3

Bedrooms

🚿

1

Bathrooms

📏

1,200

Sq Ft

📅

1965

Year Built

About This Property

Under contract-accepting backup offers. Now offered at $569,000 with possible seller financing available, this rare Jonesville property is ideal for buyers searching for space, flexibility, and a more creative path to ownership. Set on 3.45 acres with no HOA, this property offers privacy, infrastructure, and long-term potential in one of the most convenient locations west of Gainesville. The sellers are open to discussing owner financing on a portion of the purchase price, which may give qualified buyers an alternative to traditional financing. Possible terms may include seller financing approximately 30% to 40% of the purchase price at 6% interest for 10 years, with final terms subject to negotiation, seller approval, and buyer qualification. Creative ideas are welcome. Beyond the financing opportunity, this property stands out for its setup. The concrete block home sits beneath beautiful live oaks and features classic terrazzo floors, a durable metal roof, a wood-burning fireplace, and an updated kitchen with granite countertops, custom cabinetry, and newer stainless steel appliances. It has the warmth, character, and solid construction buyers love, with room to make it your own. What makes this property especially unique is the existing infrastructure already in place: two wells, two septic tanks, and two separate utility connections. This creates exciting possibilities for multigenerational living, guest quarters, a future second residence, workshop space, home-based business needs, or flexible future use. There may also be subdivision or additional homesite potential, subject to buyer verification with Alachua County building and zoning. A major bonus is the four-bay concrete block garage located near the front of the property, close to the second well, septic, and separate active utility service. Whether you need space for vehicles, equipment, storage, hobbies, or future conversion ideas, this structure adds serious value and versatility. Owned by the same family for more than 50 years, this property offers a rare combination of acreage, infrastructure, charm, and opportunity. Enjoy Clay Electric, no HOA, quick access to CR 241, and Publix just minutes away. Whether you are looking for land, privacy, multigenerational options, investment potential, or a creative financing opportunity, this Jonesville property deserves a closer look.

Property Details

Property Type

Single Family

Year Built

1965

Lot Size

3.45 sq ft

HOA

None

Listed Price

$569,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Gainesville

What is owner financing for 1529 NW 143rd St?

Owner financing means the seller of 1529 NW 143rd St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Gainesville, FL is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Gainesville home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Gainesville property.