105 Oak Dr, Lancaster KY - Owner Finance Home
Owner Finance

105 Oak Dr

Lancaster, KY 40444

🛏️

4

Bedrooms

🚿

2

Bathrooms

📏

Sq Ft

📅

Year Built

About This Property

4 Bedroom Bonus Room Home on Acre Plus Fully Updated 5 Min South of Nicholasville, KY Possible Owner Financing Description: In the country, just 5 miles south of Nicholasville, KY This beautifully updated home features 4 bedrooms plus a bonus room, 2 bathrooms, a full basement, and a 1-car garage. Recent updates include: New gutters New windows New doors All new carpet and flooring Newly painted throughout New kitchen countertops New farm sink Back deck newly updated The full basement has been professionally waterproofed with a B-Dry warranty. The home sits on an acre-plus lot with a large updated back deck and a concrete patio out front. It also has a fireplace. The 90-year-old owner no longer wishes to keep property in Garrard County, which is why this home is now available. Great schools with the school bus stopping right at the front door. Peaceful country setting with easy access to Nicholasville. More photos coming soon once all work is finished. This home is being brought very close to brand new condition. Must see this home to fully appreciate. Key Features: 4 bedrooms bonus room 2 full bathrooms Full basement (B-Dry waterproofed with warranty) 1-car garage Acre-plus lot New gutters, windows, doors, carpet, flooring, paint, kitchen counters & farm sink Newly updated back deck concrete patio out front Fireplace Great schools with school bus at the front door Just 5 minutes south of Nicholasville Asking Price: $397,900 Possible owner financing available for qualified buyers. Showing Instructions: No Zillow messages or texts will be checked. The 90-year-old owner only takes phone calls. Please call to schedule a showing. Serious inquiries only. Property being sold as-is with buyer to verify all information.

Property Details

Property Type

Single Family

HOA

None

Listed Price

$397,900

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Lancaster

What is owner financing for 105 Oak Dr?

Owner financing means the seller of 105 Oak Dr acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Lancaster, KY is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Lancaster home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Lancaster property.