0 River Rd, Hammond NY - Owner Finance Home
Owner Finance

0 River Rd

Hammond, NY 13646

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Bedrooms

🚿

Bathrooms

📏

Sq Ft

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Year Built

About This Property

Discover the possibilities with this approximately 23-acre waterfront parcel offering an impressive 1,605 feet of frontage along the scenic Indian River in the Town of Rossie, near the St. Lawrence and Jefferson County line. Whether you're dreaming of a private homesite, a seasonal getaway, a hunting retreat, or simply an off grid investment in Northern New York land, this property offers the opportunity to create something truly your own. The Indian River's calm waters provide an ideal setting for fishing, canoeing, kayaking, wildlife watching, and enjoying the peaceful sounds of nature. According to tax records, the property consists of approximately 12 wooded acres, 5 tillable acres, and 6 acres classified as undeveloped, offering a diverse landscape with endless potential. The lot is rocky and heavily wooded. There is approximately 461 feet of road frontage for the buyer to determine best route of access. Buyers should note (see pictures) that a portion of the property's interior contains a small wetland area, and the river's water level naturally rises during the spring due to seasonal runoff. There are no existing utilities on the property, although public electric service is available along the road. On the road side there are survey ribbons to mark the south side and ribbons to mark the approx. middle of the lot. A ribbon for north side was not visible but an arrow with real estate sign marks the approx. start point of the lot. This parcel is a true blank canvas, allowing the next owner to develop it to suit their vision while enjoying the privacy and natural beauty of the area. The seller may consider owner financing for a qualified buyer with a substantial down payment. Use of a hunting or tax map app like OnX is advised to best understand approx boundaries.

Property Details

Property Type

Land

HOA

None

Listed Price

$90,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Hammond

What is owner financing for 0 River Rd?

Owner financing means the seller of 0 River Rd acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Hammond, NY is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Hammond home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Hammond property.