541 Ridgecrest Dr, Punta Gorda FL - Owner Finance Home
Owner Finance

541 Ridgecrest Dr

Punta Gorda, FL 33982

🛏️

4

Bedrooms

🚿

3

Bathrooms

📏

2,730

Sq Ft

📅

1957

Year Built

About This Property

DRASTIC PRICE REDUCTION! SELLER MOTIVATED. MAKE AN OFFER. 150 Ft WATERFRONT HOME AND IN LAW QUARTERS. Lot 6 and 7. Main house heated 2237 sq ft and Screened Lanai 678 sq ft. 3 bed 2 bath, Living Room, Dining Room, Dinette off Kitchen, Kitchen with 42 inch white cabinets and granite countertops, Master bath has large shower and tub, Inside laundry room with washer/dryer, tankless hot water. Fireplace electric in living room. Roof, tile floors, paint in and out, cabinets, granite, and appliances all new. Master bedroom has 2 separate his 4 x 8 and hers closets 6 x 8. Dining room and breakfast nook/dinette area off kitchen. Separate in law 1 bed 1 bath 493 heated sq ft with mini split, tile floors, new bathroom, and have kitchen area with refrigerator and microwave. Separate hot water. Plus 2 car garage and 1 car workshop with air unit, total 867 sq ft. Boat dock. MAY exchange/TRADE for a SMALLER HOME. Owner financing with a 175k down payment wraparound mortgage over 1st mortgage of $360,000. Furniture maybe purchased for $9500. They is a clubhouse and boat ramp 1/2 mile away that you have an option to pay $250 for year to use.

Property Details

Property Type

Single Family

Year Built

1957

Lot Size

0.604 sq ft

HOA

None

Listed Price

$578,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Punta Gorda

What is owner financing for 541 Ridgecrest Dr?

Owner financing means the seller of 541 Ridgecrest Dr acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Punta Gorda, FL is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Punta Gorda home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Punta Gorda property.