321 N White Ave
Kansas City, MO 64123
4
Bedrooms
2
Bathrooms
1,677
Sq Ft
1910
Year Built
About This Property
Skip the mortgage approval process and step into ownership with seller financing on this fully renovated, move-in ready 4-bedroom, 2-bathroom home in Kansas City, Missouri (Jackson County). Built in 1910, the 1,600-square-foot property has just completed a top-to-bottom rehab. The kitchen was fully remodeled with granite countertops, a new sink and faucet, painted cabinets, new hardware, and luxury vinyl plank flooring in a reconfigured layout. The basement bathroom was gutted and rebuilt with a new toilet, vanity, shower, and flooring, and a new basement bedroom was framed, drywalled, and finished with a closet. Fresh paint runs throughout, with updated lighting and electrical, plus a repaired fence, pressure-washed siding, and freshly painted garage doors. The home offers central heat and air, a new water heater, city utilities, and parking for up to six vehicles. It sits minutes from schools, shopping, downtown Independence, and highway access. Seller financing is available with payments of $1,656 per month on a 30-year term, no prepayment penalty, and option to refinance anytime, offering a path to ownership for buyers who may not qualify through a bank. Contact owner to schedule a walkthrough or more information.
Property Details
Property Type
Single Family
Year Built
1910
HOA
None
Listed Price
$189,000
Owner Financing Terms
Why Owner Financing?
- ✓ No bank qualifying
- ✓ Bad credit OK
- ✓ Fast closing
- ✓ Flexible terms
Free account - No credit card required
Frequently Asked Questions About Owner Financing in Kansas City
What is owner financing for 321 N White Ave?
Owner financing means the seller of 321 N White Ave acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Kansas City, MO is available with owner financing terms.
Do I need good credit for owner financing?
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
How much is the down payment for this Kansas City home?
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Kansas City property.