2235 Harrison St SE, Decatur AL - Owner Finance Home
Owner Finance

2235 Harrison St SE

Decatur, AL 35601

🛏️

4

Bedrooms

🚿

2

Bathrooms

📏

1,634

Sq Ft

📅

1960

Year Built

About This Property

Four Bedroom House Offered with Optional Seller Financing or 3.875% Assumable Mortgage! Nice 4 Bedroom, 2 Bathroom Rancher with Huge Carport on Corner Lot in Nice Neighborhood within bicycling distance of Point Mallard Park! Total of 10 Rooms. Two of the Bedrooms are Huge! One of the larger bedrooms could be used as either a Family Room or a Bedroom. Assumable mortgage at 3.875%. Seller Financing is offered but not required. If the buyer uses seller financing, then Buyer will pay $10,000 down and make monthly payments of $1,651.14, including Principle, interest, Taxes, and Insurance. Needs minor work, including painting, a bathroom floor, and a few other minor things, but nothing major.

Property Details

Property Type

Single Family

Year Built

1960

HOA

None

Listed Price

$200,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Decatur

What is owner financing for 2235 Harrison St SE?

Owner financing means the seller of 2235 Harrison St SE acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Decatur, AL is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Decatur home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Decatur property.