1631 Ceddox St, Baltimore MD - Owner Finance Home
Owner Finance

1631 Ceddox St

Baltimore, MD 21226

🛏️

2

Bedrooms

🚿

1

Bathrooms

📏

1,080

Sq Ft

📅

1900

Year Built

About This Property

Seller financing available with $10k down. Seller can add up to $40k in renovation funds. Located in an Opportunity Zone -- like a 1031 exchange but better. Any dollar invested in this deal defers your 2025 or 2026 capital gains taxes (check with your CPA). This home is located 5 minutes from major employers including Amazon. Located on a quiet block and bordered on either side by owner-occupied homes. There is a rear addition in disrepair that can be renovated for extra square footage or demo'd. Sold Comps include 1615 Church St SOLD for $150k on 3/14/25 1513 Cyprus St SOLD for $162k on 10/21/25. Book your showing today via lockbox.

Property Details

Property Type

Townhouse

Year Built

1900

Lot Size

1,200 sq ft

HOA

None

Listed Price

$59,900

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Baltimore

What is owner financing for 1631 Ceddox St?

Owner financing means the seller of 1631 Ceddox St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Baltimore, MD is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Baltimore home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Baltimore property.