1524 W 5th St, Waterloo IA - Owner Finance Home
Owner Finance

1524 W 5th St

Waterloo, IA 50702

🛏️

4

Bedrooms

🚿

2

Bathrooms

📏

981

Sq Ft

📅

1915

Year Built

About This Property

Don't message me with no bs offer cause you will get cussed out. I had an offer for 65% and an offer for 150k at 225 a month. Let's not waste our time its not gonna go well thanks. Turnkey Cash-Flowing Duplex 1524 W 5th St ?Price: $150,000 Square Footage: 1,962 sq. ft. Monthly Rent: $1,600 ($800/unit) ?Description: Incredible investment opportunity in Waterloo! This massive 1,962 sq. ft. duplex is fully occupied and generating immediate income. Both units are currently rented at $800/month, totaling $1,600 one has a PM so its just under 1,600 in gross monthly revenue. ?Seller Financing Available: Skip the bank! Seller is offering attractive financing terms to qualified buyers: ?20% Down Payment ($30,000) ?7% Interest Rate Estimated P&I Payment: $798.36/mo ?With a total estimated monthly payment (including taxes/insurance) Must get insurance yourself right away. Roughly $1,083, this property nets over $500/month in cash flow. Perfect for a 1031 exchange or a hands-off investor looking for a strong cap rate. ?Key Features: Fully Rented (Zero vacancy at close) ?Separate utilities ?Spacious 981 sq. ft. units ?Prime location near local amenities ?Would you like me to generate a few high-quality exterior photos of a Waterloo-style duplex to help visualize the listing?

Property Details

Property Type

Multi-Family

Year Built

1915

HOA

None

Listed Price

$150,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Waterloo

What is owner financing for 1524 W 5th St?

Owner financing means the seller of 1524 W 5th St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Waterloo, IA is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Waterloo home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Waterloo property.